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Do you know what your

Effective Rate is? Are you still focusing on your upfront rate?

Our Business Consultants will explain why your upfront rate is not as important as knowing what your effective rate is.

Mobile EMV & nfc payments

Use your EMV reader to process cards and receive authorizations, capture signatures, and email receipts, all from your phone!

Compatible with iPhone or Android phones.



If you take orders over the phone, or by mail, you may have higher processing costs due to:

- Keying in credit card transactions

- Skipping over AVS/CVV prompts


Both of these procedures are costing you money! Our Business Consultants can show you how gathering just a few more pieces of information can lessen risks!


Processing online transactions is the most rapidly growing segment in the industry and is a great way to increase your business and turn your website into a profit center where the "world is in your store"


Quite simply, if your website does not take credit card payments, you're losing potential sales.

We provide industry leading gateway and processing solutions that enable your business to securely accept credit cards and checks online.



If your average transactions are less than $20, we can speed up your lines by eliminating the need for a signature.

Whether you are a first time merchants or an established restaurant with a software system ; we can help by offering the newest terminals available or by integrating with your current software or POS.

Gift Cards & Loyalty

Make the most out of every customer with a gift card or loyalty program.

Nearly everyone has a smart phone and routinely checks texts and email. With our Loyalty and Gift Card program, your customers could be reading Your emails and Your texts and coming back to Your business!

Successful business owners know that a gift card program is a simple, yet valuable marketing tool for your business.

Check Services

Our eCheck program enables you to safely accept checks online.

Our Check Conversion makes taking checks as easy and safe as taking credit cards. Simply run checks through an all-in-one terminal or an add-on check reader that attaches to your existing terminal.

In seconds you’ll know if you should accept that check or not. Once approved, your guaranteed funds are securely deposited into your business account in just 48 hours…just like a Credit Card!

ATM Solutions

An ATM earns you income from each transaction processed and helps increase your sales by providing cash to customers who will likely spend a portion of it in your store.

Here’s How it Works:
You place an ATM in your store and charge a fee for customers to use it. The fee usually ranges from $1.50 - $3.00 per transaction and you keep 100% of that profit!

Take charge of your money by offering this program. No more losing a big chunk of your revenue by credit card processing fees.

By offering a Cash Discount to consumers paying cash, our average merchant saves between $6,000 to $18,000 annually.

Since most business owners are losing anywhere from 2% - 4% of their revenue in credit card fees, it's not hard to understand why this program is so popular!



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